Hello.  Welcome to my personal budgeting and lifestyle blog. I decided to give this a try after spending a year or so looking at other people’s blogs and income reports.  Although both my wife and I have good jobs but hardly any savings and never any money at the end of the month.  We have managed to accumulate some debt and to be honest it is stressing me out pretty badly.  I’ve read a lot of books on various budgeting systems and looked at endless numbers of websites that have useful information as well.  I have spent my life just getting by, putting in my 40-50 hours a week.  Basically working for the weekend just like almost everybody else I know.  I know being debt free gives you freedom.  I want to be free.  Come with me if you want, I’ll be sharing my progress and failures along the way.

Find Out More